Har DSA ka common question hota hai: personal loan par focus karein ya business loan par?
Personal loan strengths
- Faster decision timelines
- Higher volume potential
- Salaried segment me simpler documentation
Business loan strengths
- Higher ticket size
- Case-wise payout often bigger
- Cross-sell scope (OD, LAP, insurance)
Recommended mix for new agents
Start with personal loan volume and gradually add business loan opportunities for payout stability.
Quick qualification checklist
Personal Loan
Salary slips, bank statement health, and existing EMI load.
Business Loan
Business vintage, GST/ITR quality, and banking consistency.
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